Relationships: Asking Your Partner For Emotional Support

Many people in relationships have problems asking for their emotional needs to be met because it requires intense vulnerability and it also triggers deep fears of rejection, judgment or fear of abandonment.

Asking Your Partner For Emotional Support

In addition, our American culture treats emotional self reliance as a strength which causes many people to view their normal human needs as character flaws or signs of weakness.

Childhood Conditioning

Childhood conditioning can also play a role:

• Early Childhood Emotional Neglect: If someone's childhood emotional needs were minimized, ignored or punished, their nervous system learned that asking for their emotional needs to be met was emotionally and physically unsafe (see my article: What is Childhood Emotional Neglect?).

Childhood Emotional Neglect

• The "Easy" Child Trap: Many people learned as children that they had to earn love and approval by being low maintenance, quiet and overly accommodating and this belief often persists on an unconscious level in adulthood in their relationships.

• Hyper-Independence: Childhood emotional neglect often forces children to become overly self sufficient beyond their developmental capacity, but this is a pseudo-independence because it's a survival mechanism driven by fear and neglect rather than a natural, healthy stage of development. This builds thick emotional walls against relying on anyone else. This pattern continues into adulthood which makes it difficult to ask for emotional support in a relationship (see my article: Masking Vulnerability and Shame By Pretending You Don't Need Anyone).

Fears and Psychological Barriers

• Fear of Being a Burden: People frequently convince themselves that their feelings will overwhelm, stress out or inconvenience their partner. 

Fears and Psychological Barriers to Asking For Emotional Support

• Shame of Being "Needy": Internalized shame makes people worry they will be perceived by their partner as being too "needy", dramatic, high maintenance or emotionally unstable. They have learned from early childhood, often on an unconscious level, that their normal emotional needs were "too much". This often occurs because their parents were overburdened with just trying to survive. For example, the parents  might have been working two or more jobs just to be able to meet basic needs. In many cases, the parents also didn't have their own emotional needs met and this emotional neglect is part of a long line of intergenerational trauma (see my article: What is Intergenerational Trauma?.).

• The Mind Reading Myth: Many individuals have an unspoken belief that if their partner really loved them, they would automatically know what they need without being asked (see my article: Are You Expecting Your Partner to Be a Mind Reader?).

• Emotional Disconnection: Decades of suppressing feelings can leave someone fuzzy or completely unaware of their own emotional needs.

Relationship Dynamics

• Fear of Rocking the Boat: When a relationship is going relatively well, individuals might remain silent about their unmet emotional needs to protect the harmony in their relationship and avoid conflict.

• Past Experiences of a Partner Weaponing Vulnerability: Some people avoid asking for what they need emotionally because their emotional needs and vulnerabilities in prior relationships were used against them as leverage or ammunition during arguments.

What Are Practical Strategies For Asking For What You Need From Your Partner?

Focus on Your Internal State

• Identify Your Feelings: Pinpoint your emotional need (loneliness, feeling invisible, feeling overwhelmed) before speaking to your partner.

Locate Physical Sensations Related to Emotions

• Locate the Physical Sensation: Notice where the tension is located in your body to help you to connect with what you need. 

• Name the Core Deficit: Figure out if you need reassurance, physical touch, focused attention or validation (see my article: What is Emotional Validation and Why is It Such a Powerful Skill in Relationships?).

• Learn to Separate the Past From the Present: Acknowledge whether your current emotional reaction is being driven by old unresolved childhood wounds or prior relationship experiences (see my article: Learning to Separate Past Experiences From Your Current Experience).

Use Specific Communication Techniques

• Lead With Vulnerability: Use "I feel" statements rather than "You make me feel..." statements.

Asking Your Partner For Emotional Support

• Say the Hard Truth: If you feel afraid to express your needs, start with a phrase like, "It's really scary for me to admit this, but..."

• Describe Your Internal State: Feel into your internal state and become aware if you're telling yourself a story that might not be true. For instance, recognize if you're telling yourself something like "He's bored with me" or "He doesn't love me anymore" when this isn't true. Then, tell your partner, "I'm telling myself that you're bored with me" (or whatever you're feeling) and allow your partner to respond.

• Make Requests That Are Actionable: Ask for specific behaviors instead of vague concepts. For example, instead of saying "I need you show you care more", say "I need you to hold my hand while I'm talking to you about my feelings."

Asking Your Partner For Emotional Support

• Ask For a Specific Time: Ask your partner something like, "Can we find 20 minutes tonight to talk about something that has been weighing on me?" If it's not the right time, schedule another time that works for both of you. If you have children, choose a time when you won't be interrupted.

• Remove All Digital Distractions: Turn off and put away phones, turn off the TV, put away the computer and other distractions and sit face-to-face before diving into your discussion.

• Reassure Your Partner in Advance: If they haven't done anything that is making you unhappy, reassure them that they're not in trouble--you just need to share your feelings.

• Keep the Conversation to a Manageable Length: Focus on a specific emotional needs rather than listing months or years of unmet emotional needs (see my article: How to Stop "Kitchen Sinking" Your Partner).

Responding to Your Partner's Reaction

• Appreciate Your Partner's Willingness to Listen and Communicate: Thank your partner for listening--even if the conversation is awkward and uncomfortable. Recognize that your partner is experiencing their own emotional vulnerability by just listening.

Express Appreciation to Your Partner

• Validate Your Partner's Perspective: Acknowledge your partner's response. For instance, if your partner is opening up to hearing your unmet needs and you recognize that your partner is tired, acknowledge this to them by saying something like, "I realize you're tired and I appreciate that you're hearing me out."

• Allow Room For Pauses: Give your partner time to emotionally process what you are saying without rushing in to fill in the silence.

• Schedule a Future Check In: Propose circling back in a few days to see how the new approach to communicating your needs is working for you and for your partner.

Get Help in Couples Therapy

Communicating your emotional needs to your partner can be challenging especially if you never learned to do it before.

Get Help in Couples Therapy

A skilled couples therapist who is a licensed mental health professional can help you to learn to express your emotional needs and work out problems in your relationship.

Rather than struggling on your own, seek help from an experienced couples therapist so you can have a more fulfilling relationship.

About Me

I am a licensed New York psychotherapist, hypnotherapist, EMDR, AEDP, IFS, Emotionally Focused Therapy for couples, Somatic Experiencing and Certified Sex Therapist.

I have helped many individual adults and couples over the years.

To find out more about me, visit my website: Josephine Ferraro, LCSW - NYC Psychotherapist.

Before setting up an appointment, I provide a free 10-15 minute telephone call.

You can call me at (917) 742-2624 during business hours or email me.

Healing From Moral Injury

Moral injury is the profound psychological, social and spiritual distress that occurs when someone perpetrates, witnesses or fails to prevent acts that violate their deeply held moral beliefs and values.

Healing From Moral Injury

Moral injury was originally studied in military veterans returning from war. Now, it's seen as a widespread phenomenon affecting healthcare workers, first responders and everyday individuals.

The consequences of moral injury is that it has a negative impact on a person's conscience, shatters their sense of self worth and erodes their trust in institutions or leaders. 

What Are Core Causes of Moral Injury?

A moral injury is triggered by a Potentially Morally Injurious Event (PMIE) which usually break down into the following categories:

• Acts of Commission: Doing something that actively violates your moral code (e.g., a soldier either accidentally or following orders to harm civilians in a combat zone).

• Acts of Omission: Failing to act or prevent harm when your ethical compass dictates that you should (e.g., as a bystander you fail to stop an assault).

Healing From Moral Injury

• Betrayal: Witnessing individuals in authority or institutions act against what is moral and just, especially in high stakes situations (e.g., an executive ordering employees to hide serious defects in a product that can do harm to consumers).

• Bearing Witness: Observing atrocities, extreme cruelty or systemic injustices without the power to change the outcome (e.g., care workers or visiting relatives witness bed-bound residents suffering from severe bedsores, malnutrition and prolonged isolation due to corporate understaffing and regulatory failures).

What Are the Symptoms and Manifestations of Moral Injury?

When an individual's ethical boundaries are crossed or when they are placed in a situation where they violate their own moral beliefs and values, it alters their worldview.

Common symptoms include:

• Sustained Guilt and Shame: Feeling a persistent sense of remorse or believing "I am a bad person."

• Social Isolation: Withdrawing from loved ones, peers or community activities due to feeling unworthy or that they will "contaminate" others.

Healing From Moral Injury

• Loss of Trust: An inability to trust authority figures, organizational leadership or systems.

• An Existential or Spiritual Crisis: Questioning long-held religious or spiritual beliefs, faith n a higher power or the fundamental goodness of society.

• Anger and Disillusionment: Directing profound bitterness toward a system or the people that forced an impossible choice.

What is the Difference Between Moral Injury and Posttraumatic Stress Disorder (PTSD)?

While moral injury and PTSD often co-occur, they are distinct psychological concepts:

Whereas moral injury is primarily a guilt, shame and values-based condition, PTSD is a mental health condition after experiencing of witnessing a deeply traumatic, terrifying or ife-threanting event or ongoing events. 

Primary Triggers

• Moral Injury: Ethical transgressions or a betrayal of core values

• PTSD: A life threatening, psychological event (or series of events) that overwhelms an individual emotionally and psychologically

Core Emotions

• Moral Injury: Guilt, shame and deep remorse

• PTSD: Fear, horror, helplessness or panic

Biological Impact

• Moral Injury: Identity disintegration (i.e., a shattering of a person's core sense of self, moral identity and personal narrative)

• PTSD: hypervigilance, visual replay (e.g., visual replay, present-moment distortion, flashbacks, body memories and so on) and a heightened startle response

Clinical Status

• Moral Injury: Recognized as a moral problem and clinical focus, but not a separate diagnosis

• PTSD: A formal psychiatric diagnosis

What Are Current Examples of Moral Injury in Everyday Life?

There are many current examples including but not limited to:

• Healthcare Resource Triage: A doctor or nurse is forced to triage care by rationing ventilators or critical ICU bed during a pandemic which, effectively, determines which patients will live and which will die.

• Family and Caregiver Burnout: A family member caring for a relative with severe dementia becomes completely exhausted and places the relative in an understaffed nursing home. This results in a deep sense of abandonment.

• Navigating Marital Separation and Divorce: A parent files for divorce to escape an unhappy marriage, but they experience profound guilt over the emotional distress and disruption caused to their children.

How to Heal From Moral Injury

Since moral injury is a wound of the conscience rather than a fear-based disorder (like PTSD), conventional trauma treatment focused only on anxiety reduction might not be enough.  Recovery requires specialized multi-dimensional support including:

• Meaning Making: Processing the event to contextualize actions within a chaotic or impossible situation.

• Self Forgiveness: Moving away from persistent self punishment and developing self compassion.

Healing From Moral Injury

• Communal Recognition: Speaking the truth to a supportive group of peers who understand the unique pressures of the situation.

• Moral Repair: Engaging in altruistic actions, volunteerism or advocacy work to reaffirm personal values.

• Psychotherapy: Therapy helps to heal moral injury by providing a structured, nonjudgmental place to process guilt and shame, deconstruct impossible standards or responsibility and rebuild a functional moral identity.

About Me

I am a licensed New York psychotherapist, hypnotherapist, EMDR, AEDP, IFS, EFT (for couples), Somatic Experiencing and Certified Sex Therapist.

I have helped many individual adults and couples over the years.

To find out more about me, visit my website: Josephine Ferraro, LCSW - NYC Psychotherapist.

To set up a consultation, call me at (917) 742-2624 during business hours or email me.

 

What is Disenfranchised Grief?

Disenfranchised grief is a term used to describe grief that is not openly acknowledged, socially validated or publicly supported. This term was coined by Dr. Kenneth Doka, a grief researcher in 1989.

Disenfranchised Grief

Disenfranchised grief occurs when a person experiences a significant loss but society, culture or the people around them minimize or deny their right to mourn. 

This often leaves the individual grieving in isolation without traditional mourning rituals, support systems and validation that typically accompanies a recognized loss.

What Are Common Examples of Disenfranchised Loss?

The following examples are typical of disenfranchised loss:

• Unrecognized Relationships:  The connection to the deceased is either hidden or unrecognized. This includes mourning an ex-spouse or former partner, a casual partner, miscarriage or stillbirth, a secret lover, an LGBTQ+ when the relationship isn't publicly known.

Disenfranchised Grief

• Unrecognized Losses: The loss is viewed as minor or as not deserving of deep grief.  This includes: a miscarriage, the loss of a pet and non-death losses such as a breakup, loss of a job or a loved one with cognitive decline due to Alzheimer's (see my article: Coping With Ambiguous Loss).

Disenfranchised Grief

• Stigmatized Loss: The circumstances surrounding the death involve social judgment, which causes survivors to hide their emotional pain. Examples include deaths involving suicide, substance abuse overdose or criminal contexts.

• Disenfranchised Grievers: Many people often mistakenly assume that certain individuals lack either the capacity or need to grieve. This includes young children, the elderly or individuals with cognitive or developmental disabilities.

• Unconventional Grieving Styles: A person's outward expression of grief doesn't always match cultural expectations. This might include: Showing no visible emotion, using humor or grieving much longer than some people think is appropriate.

What is the Impact of Hidden Grief?

Since this type of grief goes unrecognized by others, it can create certain mental health challenges for the individual experiencing the grief including:

• Intense Isolation: Without the usual emotional support and rituals of grief, the individual who is experiencing the grief carries the weight of the grief on their own.

Disenfranchised Grief

• Self Doubt and Shame: Grievers often internalize the lack of validation. This often causes grievers to question whether their feelings are "wrong", "dramatic" or inappropriate.

• Prolonged or Complicated Grief: When grievers can't process loss openly, the pain frequently persists longer and evolve into clinical complications (see my article: Coping With Complicated Grief.

What Are Strategies For Healing?

Coping with disenfranchised grief requires alternative ways to validate your experience:

• Name Your Grief: Recognizing that your grief is a legitimate response to a real loss is an essential part of healing.

• Give Yourself Permission to Feel All Your Feelings: Grief often comes in waves so it's not a linear process. Disenfranchised grief can be particularly intense due to your isolated state and the lack of empathy from others. You might feel emotionally numb, sad, hopeless, hopeful, angry, alone, relieved, overwhelmed, anxious, curious and many other emotions.

Disenfranchised Grief

• Create Personal Rituals: If you're unable to have a formal ceremony, create your own. This can involve planting a tree, writing letters, creating a private memorial space in your home or whatever feels meaningful to you. You can also write in a journal to express all your feelings about the loss (see my article: The Power of Creating Personal Rituals).

Get Help in Therapy

Getting help in therapy for disenfranchised grief counteracts the isolation of an unacknowledged loss and it can prevent the development of more complex mental health problems and emotional stagnation.

Get Help in Therapy

Rather than struggling on your own, get help from a licensed mental health professional who can witness your pain and help you to work through grief.

About Me

I am a licensed New York psychotherapist, hypnotherapist, EMDR, AEDP, EFT (for couples), IFS, Somatic Experiencing and Certified Sex Therapist.

I have helped many individual adults and couples over the years.

To find out more about me, visit my website: Josephine Ferraro, LCSW - NYC Psychotherapist.

To set up a consultation, call me at (917) 742-2624 during business hours or email me.

Also See My Articles:

Coping With the Loss of a Loved One - Common Reactions 

The Many Layers of Grief 

The Emotional Impact of Losing Both of Your Parents 

You Continue to Have An Internal Relationship With Your Parents After They Die 

Understanding Reactive Parts of Your Personality From an IFS Parts Work Therapy Perspective

In my previous article, I focused on proactive parts (also known as "Managers") from an Internal Family Systems (IFS) parts work therapy perspective.

According to IFS therapy, we all have many different internal parts, which are also known as sub-personalities. This is a normal for everyone's personality.

The problem occurs when these subpersonalities (or parts) take on burdened roles due to trauma in order not to feel the emotional pain.

Understanding Reactive Parts of Your Personality in IFS

These burdened internal parts include:

• Proactive Protectors Parts (also known as "Managers")
• Reactive Protectors Parts (also known as "Firefighters")
• Emotionally Wounded Parts (also known as "Exiles")

Everyone also has a Core Self which is not a part. 

The Core Self is the essence of who you are (see my article: Understanding Your Core Self in IFS Therapy).

In this article, I'm focusing on reactive parts (also known as "Firefighters") in IFS therapy.

I'll be using the terms "reactive protector parts" and "Firefighters" interchangeably because they refer to the same parts.

Core Characteristics of Reactive ("Firefighter") Protector Parts

While proactive protector parts ("Managers") work to keep life orderly and prevent emotional distress from surfacing, Firefighters,which are reactive parts, act like the "emergency response team" of your system. 

Understanding Reactive "Firefighter" Parts in IFS

For instance, if a Manager (proactive part) fails and a wave of shame, trauma or terror breaks through into your consciousness, the Firefighter reacts immediately to "douse" the emotional flames by any means necessary.

The key characteristics of Firefighter parts include:

• Extreme Urgency: They operate with a desperate need to shift, fix or run away from a feeling immediately.

• Disregard For Consequences: Firefighters care only about immediate relief and survival and they completely ignore the long-term consequences of their actions.

• High Intensity: Their behaviors are often highly reflexive, powerful and overwhelming.

What Are Common Examples of Reactive ("Firefighter") Protectors?

Firefighter parts' sole objective is to stifle unbearable emotional pain, so they often employ drastic, impulsive and numbing behaviors. These can include:

• Numbing and Distraction: Compulsive screen scrolling, binge-watching, overeating and oversleeping (see my article: What Happens When You Numb Yourself From Feeling Emotional Pain?).

• Substance and Chemical Use: Binge drinking or abusing drugs to quickly alter or black out emotional states.

• Dissociation and Shutdown: Completely detaching from the body or experiencing a "freeze" response to escape from an overwhelming reality (see my article: What is Trauma-Related Dissociation?).

• Defensive Aggression: Sudden outbursts of rage or verbal attacks are meant to push others away before they can cause deeper hurt.

• High Risk Behaviors: Self-harm, reckless spending or impulsive decision-making are meant to replace emotional pain with physical sensation or high adrenaline.

How Can You Detect Your Reactive Internal Protector Parts ("Firefighters")?

Detecting your reactive parts requires tuning into sudden shifts in your impulses, behavior and physical sensations immediately after you feel emotionally vulnerable, rejected or overwhelmed. 

Since Firefighters react to "emergencies", you can catch them by tracking the exact moments you lose your typical sense of calm and control.

You can identify and map your Firefighter parts by watching for these four specific indicators:

1. The Trigger to Impulse

Firefighter parts, true to their reactive nature, are incredibly fast. You can detect them by paying attention to a sudden impulsive urge that arises immediately after an uncomfortable interaction, thought or emotion:

• The Pattern: As an example: You receive a critical text from your boss (the trigger). Within seconds, before you even consciously register that you feel hurt, angry or anxious, you have already opened up a food delivery app or a mobile game to numb your feelings by overeating.

• The Detection Clue: In the example above, look for behaviors that are automatic, as if you are on autopilot, where it feels like you "woke up" and realized what you were doing halfway through doing them (e.g., halfway through a binge).

2. Radical Shifts in Your Body

When a Firefighter takes over your system, your physical baseline changes instantly:

• The "Numb" or "Blank" State": A sudden drop in physical sensation, a feeling of floating away or your eyes glazing over indicates a dissociative or avoidant Firefighter putting out the emotional "fire" by disconnecting you from yourself.

Understanding Reactive Parts: The Numb or Blank Stare

• The "Tunnel Vision" Surge: A sudden spike in heat, jaw clenching or an overwhelming rush of adrenaline that demands immediate and sudden aggressive action indicates an angry or defensive Firefighter kicking in to push other people away.

3. Listening to the Post-Act "Internal Backlash"

Firefighters almost always carry negative consequences, so they are usually followed by an intense backlash from your Manager parts. 

For example, to find a Firefighter, you can trace backwards from an internal critic, which is a Manager part, to discover the Firefighter:

• The Detection Clue: If you snap out of a dissociated (trance-like) state and your  internal voice says, "Why did you do that again? You have no willpower. You ruined everything", look closely at the behavior the inner voice is criticizing. The part that committed the act, whether it was drinking, drugging, overeating or overspending, is the Firefighter and the part that is criticizing you is the Manager part.

4. Recognizing Common Firefighter Parts

Firefighters usually use specific types of strategies to change your emotional state. 

Reflect on whether you have reactive parts that fit one or more of these descriptions:

• The Soother/Numbing Part: Reaching for alcohol, weed or sugar to chemically dull your anxiety. The motto of this part is "This will just take the edge off."

• The Escapist/Distractor Part: Losing a lot of time to mindless scrolling, gaming or binge-watching. The motto of this part is "Let's just change the channel."

The Reactive Protector: The Escapist/Distractor

• The Impulsive Rebel Part: Abruptly quitting a job, spending money recklessly or picking an argument. The motto for this part is "Burn it down! Who cares!"

• The Sleep/Shutdown Part: Suddenly becoming completely exhausted and oversleeping (12-14 or more hours) when stressed. The motto of this part is "Go to sleep and pull the plug."

Questions For Self Reflection

To map your own system, ask yourself these questions:

• "What do I do when a feeling gets so big it feels like it will swallow me up?"

• "What are the behaviors in my life that I try hardest to hide from other people out of shame?"

• "When I feel completely overwhelmed, what is the very first urge that hits me?"

Conclusion

We all have subpersonalities or, as they are called in IFS, parts. This is normal.

For people who have experienced trauma, especially developmental trauma in childhood, these parts take on burdened roles in order to protect the emotionally wounded parts of these individuals.

One of the main objectives of IFS therapy is to help traumatized individuals who have burdened parts to release these burdens so they are free from their history of trauma.

Get Help in IFS Therapy

Although protector parts, both Managers and Firefighters, might feel like a natural part of your personality, over time they create problems for your physical, emotional and psychological well-being as well as your relationships.

Getting Help in IFS Parts Work Therapy

If you have tried unsuccessfully to work on your problems on your own or traditional talk therapy hasn't worked for you, you could benefit from working with a licensed mental health professional who is an IFS therapist so you can lead a more fulfilling life.

About Me

I am a licensed New York psychotherapist, hypnotherapist, EMDR, AEDP, EFT (for couples), IFS, Somatic Experiencing and Certified Sex Therapist.

I have helped many individual adults and couples over time.

To find out more about me, visit my website: Josephine Ferraro, LCSW - NYC Psychotherapist.

To set up a consultation, call me at (917) 742-2624 during business hours or email me.

Also See My Articles:

IFS Parts Work Therapy is a Gentle Evidence-Based Trauma Therapy 

How Can IFS Parts Work Therapy Be Empowering? 

What is the Connection Between IFS Therapy and Neural Networks? 

Discovering Your Core Self in IFS Therapy 

Financial Infidelity in Relationships: How to Stop Hiding Financial Debt From Your Partner

Hiding financial debt from your partner is a form of financial infidelity which can be just as harmful as having a sexual affair. 

Keeping this secret can break trust with your partner, jeopardize your legal standing and ruin your shared relationship goals.

Financial Infidelity in Relationships

What Are the Potential Consequences of Hiding Financial Debt From Your Partner?

Let's look at the consequences in more detail:

• Erosion of Trust: Finding out about secret debt can cause a tremendous erosion of trust and feelings of betrayal. It can trigger relationship conflict or a breakup.

• Damaged Future Goals: Hidden debt takes away money that you and your partner would otherwise use to save for future goals, like a wedding, a new home or retirement.

• Credit Roadblocks: Hidden debt can prevent you and your partner from qualifying for apartment rentals, home mortgages or car loans.

• Legal and Joint Liabilities: If you co-sign for a loan or open joint accounts, your partner can become legally liable for the debt regardless of who spent the money.

Why Do People Hide Debt From Their Partner?

Secret spending or hidden debt usually occurs due to specific emotional and situational factors:

• Shame and Embarrassment: Feeling severe shame, guilt and embarrassment about past financial mistakes or current bad habits

Financial Infidelity in Relationships

• Fear of Confrontation: Worrying that a partner might judge you, get upset or call off a wedding or end the relationship

• Desire For Control: Wanting total independence or a financial fallback without answering to anyone

• Underlying Impulsive or Compulsive Habits: Masking debt that stems from hidden gambling, compulsive shopping or substance habits

What Steps Can You Take to Stop Hiding Debt From Your Partner?

There is no one-size-fits-all answer to this issue. What might be right for one person might not be right for another. 

You have to assess your situation and ensure that you are safe physically and emotionally before revealing secret debt. If you are in an unsafe environment where your partner might become physically abusive, you have to prioritize your safety. Depending upon your situaton, you might have to work with a domestic violence agency to develop your exit strategy before addressing financial issues.

For most people the following steps can be helpful:

• Own Up Before the Wedding: Don't let your partner find out about your secret debt through a rejected loan application or a surprise collection letter.

Financial Infidelity in Relationships

• Gather Concrete Information: Print and have available for your partner your credit reports and a clear list of every single card, interest rate, minimum payment and other relevant information.

• Draft a Repayment Strategy: Present your partner with the truth along with an actionable plan as to how you plan to pay off your debt--whether this includes getting a second job, strict budgeting or whatever other positive steps you need to take.

• Choose a Calm Setting: Pick a quiet time when you and your partner will have privacy to talk without being interrupted. Don't bring it up during an argument or in an offhand way.

• Avoid Defensiveness: Take responsibility and don't blame your partner or others for hiding the debt.

• Acknowledge the Betrayal: Validate your partner's feelings including anger, shock, hurt, sadness or whatever feelings your partner might have. 

• Recognize That the Lie is Often More Damaging Than the Money Owed: Lies of omission where you don't reveal secret debt is still a lie. Assuming your partner wants to remain in the relationship, you will have to work to regain your partner's trust.

• Assume Responsibility For the Financial Burden: Make it clear that you consider this to be your financial responsibility to fix and it is not their responsibility.

What Kind of Professional Help Can Be Helpful?

• Financial Planner/Legal Advisor: Depending upon your situation, you might need a financial or legal professional to help you map out a financial strategy. A legal consultation can also help you to work on either a pre-nuptial or post-nuptial agreement to legally shield your partner from your liabilities.

• Couples Therapist: A licensed mental health professional can help you both to deal with the emotional fracture in your relationship after you revealed the secret debt. It's best not to avoid dealing with the psychological damage to the relationship because these  problems can harden into deep resentment and mistrust. A couples therapist's role would include:

• De-escalating and Creating Psychological Safety: The couples therapist would set communication boundaries to stop repetitive and toxic argument loops. They reinforce agreements against blame-based language, yelling or bringing up deception as a tool to weaponize for constant punishment.

Getting Help in Couples Therapy

• Managing Emotional Flooding: A high betrayal trauma often leaves the partner who feels betrayed in a state of hypervigilance and, at times, panic. The couples therapist can teach emotional regulation skills and implement structured pauses when sessions become overwhelming or unproductive.

• Validating the Deception Trauma: The clinical focus honors the hurt partner's pain. The therapist ensures that the secretive partner knows that the primary damage is the lying and the concealment--not just the missing money.

• Halting the "Trickle Truth": A major obstacle to healing occurs when the secretive partner admits to hiding a certain amount of debt at first and then, later on, admits that there was even more debt. This continuous drip of information re-traumatizes the betrayed partner each time.

Getting Help in Couples Therapy

• Investigating Each Partner's Relationships to Money: Using a therapeutic model like Emotionally Focused Therapy For Couples (EFT) the therapist helps the couple to look beneath the immediate problem of the debt to examine family-of-origin patterns, childhood financial insecurity or feelings of lack of autonomy in the current relationship.

• Addressing Core Drivers of the Secretive and Deceptive Behavior: The therapist guides the secretive partner to look inward at their capacity for deception. The therapist explores whether the secretive behavior was driven by intense shame, a fear of conflict, severe avoidance or compulsive spending behavior.

• Addressing Other Relevant Issues: Once the air has been cleared, the couples therapist can help the couple to develop verified openness in their relationship. This often involves sharing login information, co-managed budget spreadsheets and notification triggers for banking applications. It also involves setting financial boundaries where the couple establishes a pre-agreed upon threshold that would require a conversation before money is spent. In addition, once trust has been regained, the clinician helps the couple so that they don't remain in a permanent parent-child dynamic where one partner acts like the disciplinarian and the other partner acts like the untrustworthy child. 

About Me

I am a licensed New York psychotherapist, hypnotherapist, EMDR, AEDP, EFT (for couples), IFS Parts Work Therapist, Somatic Experiencing and Certified Sex Therapist.

Over the years, I have helped many individual adults and couples.

To find out more about me, visit my website: Josephine Ferraro, LCSW - NYC Psychotherapist.

To set up a consultation, call me at (917) 742-2624 during business hours or email me.

Also See My Articles:

Talk to Your Partner About Money 

What is the Connection Between Secrets and Shame? 

Toxic Family Secrets 

What is the Difference Between Privacy and Secrecy in a Relationship?